Sydney Boys High School carries a defined 24/7 injury insurance cover over all its students. There are awards for specific injuries and emergency transport costs. Note however the scheme does not cover basic medical costs if a student is covered by private medical insurance and it is not a policy to cover the gap between medical insurance claims and the fees charged by service providers.
The policy has defined events and payments. Prospective claimants need to read the policy (below) and then download a copy of the policy and / or the claim forms. Claimants are advised to consult the appropriate Deputy Principal for their year group about the process, prior to making any commitment for medical services based upon an expectation of financial assistance from the school's insurer.
The school undertakes to assist claimants with lodging paperwork in respect of claims but is not responsible for the management of those claims.
|
Insured
Events
|
Insured Amount ($)
|
|
Permanent
Disabilities
(In
each
case
the
injury suffered must
be
permanent)
|
|
|
Permanent
Quadriplegia /
Paraplegia
|
750,000
|
|
Permanent
Loss
of
Mental
Powers
|
750,000
|
|
Sight of
both
eyes
|
350,000
|
|
Sight of
one
eye
|
150,000
|
|
Up to 35% partial loss of sight in one/both eyes
|
20,000
|
|
36% to 65% loss of sight in one/both eyes
|
400,000
|
|
36% to 65% loss of sight in one/both eyes
|
65,000
|
|
Loss of use of two limbs
|
300,000
|
|
Loss of use of one limb
|
150,000
|
|
Loss of speech
|
100,000
|
|
Loss of hearing in both ears
|
150,000
|
|
Loss of hearing in one ear
|
50,000
|
|
Total loss of use of either hand
|
80,000
|
|
Up to 35% partial loss of hearing in one/both ears
|
5,000
|
|
36% to 65% partial loss of hearing in one/both ears
|
10,000
|
|
66% or more partial loss of hearing in one/both ears
|
15,000
|
|
Permanent
disability not
provided for
above
|
Insurer's
Discretion
(up to
75,000)
|
|
|
|
|
Broken or Fractured
Bones
|
|
Finger, Toe, Hand,
Foot or Rib
|
200
|
|
Arm, Elbow, Wrist,
Leg, Ankle or Knee
|
500
|
|
Neck, Skull, Spine,
Pelvis or Hip
|
3,000
|
|
All other breaks
|
500
|
|
Fractured Leg or
Patella with established non-union
|
20,000
|
|
Shortening of the leg
by at least 5 centimetres
|
10,000
|
|
The maximum amount
Payable for any one injury
|
75,000
|
| | |
|
Dislocation
|
|
Hip
|
500
|
|
Knee, Shoulder Blade,
Collarbone or Jaw
|
250
|
|
All others
|
150
|
| | |
|
Ligament and Organ
Damage
|
|
Ligament – knee,
ankle, hip, spine, neck, shoulder
|
2,000
|
|
Organ – spleen,
kidney, liver, lung, heart
|
2,000
|
|
|
|
|
Dental
(Lump sum payment, regardless of actual
costs involved, provided the event occurs within five (5) years from the
date of Injury).
|
|
Loss of Permanent or
Second teeth
|
300 (per tooth)
|
|
Loss of Milk or First
Teeth
|
100 (per tooth)
|
|
Crowning of Damaged
Teeth
|
300 (per tooth)
|
|
Other Damage
|
50 (per accident)
|
|
The maximum amount
payable for any one injury
|
5,000
|
|
|
|
|
Death as a result of
injury
|
50,000
|
|
|
|
|
Burns
|
|
40% of the entire body
or greater
|
320,000
|
|
Between 20% and 40% of
the entire body
|
100,000
|
|
|
|
|
Out of Pocket
Expenses
|
|
Home Help, Tuition,
Extra Travel - Up to 52 weeks(after 15 days)
|
450 per week
|
|
|
|
|
Bed Care Patient
|
|
More than 24 hours as
a result of injury - Up to 52weeks
|
750 per week
|
|
|
|
|
Emergency Rescue
|
5,000 per accident per
student
|
|
|
|
|
Fee Relief
|
|
Four terms following
the accidental death of thePupil’s parent / guardian (Paid to
Institution)
|
15,000
|
|
|
|
|
Non-Medicare
Expenses
|
|
Percentage of Incurred
expenses up to the maximum shown (Institution and organised sporting
activities only)
|
100% up to 7,500
|
|
Clothing Education
and / or Sporting Equipment –
lost or damaged as a result of an accident for which treatment was
administered by a doctor.
|
500 per accident /
student
|
|
|
|
|
Parent / Guardian
Visitation
|
2,500
|
|
Kidnap, Ransom,
Extortion and Personal Assets
|
300,000
|
|
Trauma Counselling
Benefit (any one event)
|
10,000
|
School Student Accident Claim Form